Terms of Service

1The platform

Vritta lets eligible investors co-own fractional stakes in commercial real-estate assets. Each asset is held by a dedicated special purpose vehicle (SPV), and investors hold a debenture issued by that SPV.

Every offering on the platform is a private placement made to identified investors. Nothing on the platform is a public offer or an invitation to the public to subscribe.

2Eligibility and KYC

You must be at least 18, legally able to contract, and complete identity verification (KYC) before you can subscribe. We may decline or revoke access at our discretion, including where KYC or anti-money-laundering checks are not satisfied.

Accounts are provisioned by the operator for identified investors; you cannot self-register. You are responsible for the accuracy of the information you provide, including PAN, address, and bank details.

3Not investment advice

The operator is not a registered investment adviser and does not provide personalised investment, tax, or legal advice. Information on the platform is for your evaluation only. You should take independent professional advice before investing.

4Risk

Real-estate and debenture investments carry risk, including the risk of loss of capital. Coupon is rental-backed and appreciation is a target, not a promise; neither is assured or guaranteed. Rent, occupancy, valuations, and exit timing can move against you.

The instrument is secured only once the charge is registered; until then it is optionally convertible.

5Fees and funding

A processing fee of 1% of the transaction value and a documentation fee of ₹15,000 per person apply on each entry and each exit, charged over and above your investment amount.

All funding is by banking channel only (NEFT/RTGS), against a recorded reference carrying your name. No cash is accepted at any step. Coupon is paid net of tax deducted at source (TDS); you remain responsible for your own tax filing.

6Your account

Keep your credentials secure and notify us of any unauthorised use. You are responsible for activity under your account. Do not misuse the platform, attempt to breach its security, or upload unlawful content.

7Limitation of liability

To the extent permitted by law, the operator is not liable for indirect or consequential losses, or for losses arising from investment outcomes, third-party vendors, or events outside its reasonable control. The operator's aggregate liability to you is limited to the fees you have paid to it, and expressly excludes any loss of invested capital or expected returns.

8Governing law and disputes

These terms are governed by the laws of India, and are subject to the exclusive jurisdiction of the courts at Hyderabad, Telangana. Any dispute may be referred to arbitration seated at Hyderabad under the Arbitration and Conciliation Act, 1996, before a sole arbitrator appointed by the operator.

9Contact and grievances

The fastest way to reach us is a support ticket inside the app. You can also contact the operator at info@vrittarealvest.com or +91 90001 17452.

Grievance Officer: Priyanka Rajora, priyanka@rajoraandco.com — 2nd Floor, A6, Indian Airlines Colony Road, Prakash Nagar, Begumpet, Hyderabad, Telangana 500003.